Debt consolidation loans in the USA help borrowers combine multiple debts into one manageable monthly payment, often with a lower interest rate. In 2026, rates vary based on credit score, income, and lender type, with banks, credit unions, and online lenders offering competitive options. Fixed-rate loans provide predictable payments, while variable rates may start lower but fluctuate.... https://www.compareopolicy.com/blog/consolidation-loans-usa-rates-tips-2026