IVA is an abbreviation for Individual Voluntary Arrangement. It was introduced as an alternative to bankruptcy as a method that you should crystal clear challenge debts in a amount you may find the money for, although safeguarding your property. 此外，欠債人於申請過程中所花的雜費，如影印費、刊登法律通告費、郵遞及車馬費等，則屬實報實銷。最後，欠債人亦須支付法庭收費，此乃劃一收費。 Whil... https://emilianoapcmx.blogdomago.com/29015151/the-greatest-guide-to-drp是什麼-iva-ctr-hk